During the beginning of the year, many of us set goals on how much money we want or don’t want to spend for that year. Obviously, we would all like to have more money. I mean, who wouldn’t? Sometimes saving money is hard, so we’ve compiled a list of some helpful and feasible tips that you can use to help save you more money this year! Having a couple extra dollars in your pocket would be nice after all.
- Change your own oil. That’s thirty dollars every couple of months right there!
- Rotate your tires regularly. We all know tires are expensive, so rotate them regularly to extend their life.
- Don’t speed. You won’t get a ticket and most importantly you’ll use less gas.
- Travel after peak season. You can great deals on hotels and flights when you travel in the off-season; not to mention you won’t have to deal with all the crowds!
- Plan trips to see family and friends. You will save money on hotel costs and you get to spend time with them, plus you’ll have the best tour guide in town! Isn’t that what their there for?
- Consign clothing you no longer wear. We all have those clothes sitting in our closet that we haven’t worn in a year, so why not make some money off of them!
- Have a yard sale. One person’s trash is another person’s treasure, right? If you don’t use it, sell it and put that money towards something you need!
- Purchase discounted gift cards from GiftCardRescue.com. It is a great way to save money on things you are already planning on buying after all!
- Ditch the gym. Now this doesn’t mean don’t exercise! Invest in some great workout DVDs like the Beach Body program, buy some free weights, and run/bike outside. They are all just effective as the gym, but without the monthly cost!
- Stop smoking. It’s an unhealthy and costly habit. This one has multiple benefits.
- Take samples. Wherever you are, the doctors, hair salon or grocery store because that’s what they’re there for. Don’t spend your money on a product you might not like.
- Shop with a list. Studies show you spend less when you do because your focused on only getting the things you need.
- Pack your lunch instead of eating out. It’s healthier and not to mention cheaper!
- Make your own coffee. Okay, we know that no fat, no whip, one pump latte is good, but those four dollars everyday add up!
- Cancel your cable. Apple TV anyone? It’s only $100 and you don’t have to pay a monthly bill!
- Refill ink cartridges instead of buying new ones. Pretty self explanatory.
- Print in draft mode. It uses less ink!
- Get rid of your land line. Do people still even use these?
- Keep your freezer full. When your freezer is empty is requires more energy to stay cool.
- Do your research. When purchasing anything that’s going to cost a good deal of money, make sure you purchase for quality. Sometimes buying the least expensive version can cost you more in the long run.
What are your favorite tips on ways to save money and be frugal this new year?
With the increased popularity of internet over the past ten years, along came the rise of scams. With thousands of different websites on the World Wide Web, how do you know which are a scam and which are legitimate? Sites that allow people to list goods for purchase or sale, such as Craig’s List, eBay and Amazon are especially susceptible to scams. .
The news station WRDQ in Orlando, Florida recently featured a story involving a college student who was scammed when trying to sell her gift card on Craig’s List. The student listed her $125 Target gift card that she had won at a party on the site. She chose Craig’s List because she had friends that did the same and successfully sold their cards for cash. Soon after posting on the site, the student received an offer from someone who claimed to be in Orlando and was willing to pay $100 for the gift card. The buyer wanted to confirm how much money was on the gift card by calling Target; However, in the process, he was able to retrieve her card information and use the gift card without paying for it through a three-way phone call.
The college student realized that she had been scammed when the buyer never showed up to purchase the gift card from her. When she called Target, they informed her that her balance on the gift card was now zero dollars. Security experts say that scammers can use a program to record phone tones and turn them into card access codes. They can then use the access codes to either purchase products online or transfer the balance to an existing card.
According to the Better Business Bureau, online buyers remain the biggest target for scams because they think they are getting a deal from online sellers. To avoid becoming a victim of a scam, it’s extremely important to research the buyer/company before you consider doing business with them. When selling or purchasing a gift card, make sure you use a legitimate company like GiftCardRescue.com to ensure that you aren’t being scammed!
To watch the full WRDC news story, click the link below.
To go to the GiftCardRescue.com Facebook Page, click here.
- According to CEB TowerGroup, propelling gift card sales past the $100 billion mark is due to an increase in open loop gift card purchases. Such as those offered by American Express, Visa, Mastercard and Discover ($40 billion), restaurant gift cards ($19 billion) and merchant gift cards ($36 billion).
- By the year 2015, gift cards are expected to deliver $138 billion in sales
- According to the National Retail Federation, this is the highest amount recorded in the survey’s ten year history.
- The number one reason shoppers buy gift cards is because they allow the recipient to select their own gift. More than one in five (22%) gift givers say they’ll buy gift cards because they are easier and faster than traditional gifts.
- As in previous years, men plan to spend significantly more on gift cards than women. Men shell out an average of $172.92 on gift cards during the holiday season versus women’s $141.66.
- According to the National Retail Federation, consumers spend an average of $43.75 on each gift card they purchase.
- The steady rise of demand for McDonald’s gift cards has landed the fast food chain in the “Top 5 Most Wanted Gift Cards” for the first time. Other than McDonalds, the annual “Top 5” list has remained consistent.
- Click here to read our official press release, along with the “Top 20 Most Wanted Gift Cards of 2012.”
- While electronic gift card sales have increased since tracking began in 2010, sales in 2012 reflected to be slower than initially projected.
- According to CEB TowerGroup, 75 percent of consumers will spend the full amount of money on the card and 30 percent will spend $25 more than the value of the card. This is helping to lower spillage, which is the amount of money left on the gift card that a consumer never spends, to $1.7 billion.
Click here to view our official press release for the “Top 5 Gift Cards Facts for 2012″
With hundreds of different gift cards to choose from, how does one know which to choose? Well we’ve made your decision just a little easier for you.
GiftCardRescue.com has been surveying our customers for the past five years to answer this question for you. The results this year, reflected a few surprises, as well as, various reoccurring contenders. Based on a national sample of approximately 20,000 gift card wish lists, topping this year’s “Most Wanted” list for the third time is Wal-Mart. The number one spot is followed by Target and for the first time in the top three, McDonald’s.
In order to provide gift card shoppers more insight, this year’s list has been broken down into categories, including Restaurants, Clothing and Shoes, Electronics and Appliances, Sports and Outdoors and more.